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Payment Protection Cover offers peace of mind that your agreement commitments will be met in the event of unforeseen circumstances. Various types and levels of cover are available from most lenders such as:

• Life cover will clear the balance on your agreement
• Critical illness cover will normally list the illness covered
• Accident / sickness cover. The term that you have to be unable to work for will vary so check your policy.

Guaranteed Asset Protection (GAP) cover offers protection against shortfall of an insurance payout (due to a total loss or theft) and the outstanding finance agreement balance. The maximum payable will normally be limited so check your policy to ensure the cover you opt for is sufficient for your requirements.